Buying With Less Than Perfect Credit

Buying With Less Than Perfect Credit

Are you worried you may not be able to get the home you desire because your credit is lacking? Not to worry, there are many options out there that give you the opportunity to still purchase the house you want. It is a common misconception within the mortgage industry that you must have a good credit when purchasing a home. While good credit is certainly a nice thing to have, this couldn’t be further from the truth!

At The Truth About Lending, we provide our customers with many more options. We even go as low as a 500-credit score! Many people worry that if their credit score is not ideal, they will be a higher risk and therefore will not qualify for a mortgage. There are multiple ways to qualify for a mortgage, including VA loans, FHA loans, and many alternative programs. Each one of these have their own benefits, and some will be more appealing than others based on your personal situation. Through these programs, many people may qualify for a mortgage that they didn’t think they could get. Point is, there are so many options out there for people with credit issues that it should not deter you from purchasing the home you love!

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