eMail: joy at ttal.info
NMLS #: 363799
Joy has been in the real estate and mortgage business for seventeen years. She is detail oriented and always has the customers best interest at heart.
Joy has an AA Degree, Florida Mortgage License, and she is a Licensed Florida Real Estate Broker. For the last ten years Joy has also worked as a Project Coordinator for her local government working with multiple contractors and managing their contracts.
She is an inspiration to her co-workers and her family. She has a son; Preston and a grand-dog; Louis. She is an avid volunteer and enjoys spending her time with her family. Her Mother, Debbie, is her rock!
Her motto is “Communication is the Key to Success”
The Truth About Lending
The Truth about Lending offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs.
Our staff is comprised of a former loss mitigation underwriter, a mortgage company owner, mortgage processors, and licensed active mortgage brokers, all of whom are here for the sole purpose of assisting you and getting your loan successfully completed as quickly as possible.
In addition The Truth About Lending has access to many programs that other lenders may not. If you have had a recent bankruptcy, foreclosure or short sale and you want to purchase a house we may have financing options for you. In 2008 when the mortgage industry crashed Melinda and her family went through some difficult times when one of her children was very sick. She ended up having to short sale her own home. She knows how it feels to get a fresh start and it has become her passion to be able to help others. If you have been turned down by other lenders call The Truth About Lending we may have options for you.