Christopher Ricci

eMail: Chris at
NMLS #: 2258472
Phone: 954.770.8872

Born and raised in Florida, Christopher Ricci brings his passion to help homeowners in a state that has been his home for many years. He has been an expert in the real estate industry for many numbers of those years.

Chris has been actively involved in trying to make Florida a better place for homeowners through his volunteer work in various trade associations. “When clients come to me for financing, they will feel confident I will walk through them through every step of the way”, is a statement often heard from Chris.

You can trust him to handle your mortgage financing in an ethical and honest manner, always putting the client’s needs first.

The Truth About Lending

Melinda Payan offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs.

Our staff is comprised of a former loss mitigation underwriter, a mortgage company owner, mortgage processors, and licensed active mortgage brokers, all of whom are here for the sole purpose of assisting you and getting your loan successfully completed as quickly as possible.

In addition The Truth About Lending has access to many programs that other lenders may not. If you have had a recent bankruptcy, foreclosure or short sale and you want to purchase a house we may have financing options for you. In 2008 when the mortgage industry crashed Melinda and her family went through some difficult times when one of her children was very sick. She ended up having to short sale her own home. She knows how it feels to get a fresh start and it has become her passion to be able to help others. If you have been turned down by other lenders call The Truth About Lending we may have options for you.

Call us today at 1-888-76-TRUTH or click apply now to start the loan process.


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