The Truth About Federal Reserve and Your Home Loan Much recent news has been coverage of the Federal Reserve and the current interest rates. What does this all mean to the average homeowner? • The Federal Reserve and the Federal Open Market Committee (FOMC) can only control two short-term interest rates: The Discount Rate and […]
In order to help strengthen their properties against hurricanes, up to $10,000 in monetary relief from The My Safe Florida Home program is now available to eligible Florida homeowners. The My Safe Florida Home program, State officials hope to help Floridians prepare against hurricane, but also to protect them from being charged skyrocketing rates by […]
Investor Cash Flow Loans Tired of hard money rates? We may have an option for you. Dreaming of property purchases under a corporation or LLC? We’ve got you covered. Unlock the potential of your properties – cash-out refinances, purchases, you name it – with our tailored Investor Cash Flow Loans! No need for tax returns. […]
Cash Out Refinances Rates are the lowest they have been since February 2018. This is a great time for homeowners to make the most of their home equity and help improve fiscal health by using the funds to pay off credit cards, cover college tuition, finance a business or renovate a home. Self-employed? Suffered a […]
Bank Statement Loans Dreaming of a mortgage but worried about being self-employed? We’ve got the perfect fix! Traditional loans can be tough for self-employed individuals. But guess what? Our Bank Statement Loans are here to make your dreams a reality! No need for traditional tax documents or W-2s. These programs cater to those with unique […]
Seeking a Loan without Tax Returns or Income Proof? Look no further! Introducing Asset Qualifier Loans – your pathway to loan approval based on substantial assets and high net worth. Struggling with traditional loan criteria? No employment or income concerns? This is your solution to step into your dream home. Unlock homeownership possibilities. Refinance or […]
View our Press Release: “As the first generation American born in the US on my father’s side, I am proud to be at the spearhead of the initiative to educate the Hispanic community in South Florida and throughout the state.” — Melinda Payan DAVIE, FLORIDA, USA, AUGUST 13, 2020 – The Truth About Lending, residential […]
UPDATE: 05.14.20 11:08 AM: The FHFA announces wonderful changes because of the industry pressure to assist consumers but still more help is requested to educate consumers regarding the process. Fannie Mae, Freddie Mac: Borrowers in forbearance can defer all missed payments until the end of their loan With nearly 4 million borrowers in forbearance on […]
Weekly Initial Jobless Claims will once again be a key data point to look for when it releases as usual on Thursday. The rest of the week is equally busy. On Tuesday, we’ll get a read on how the consumer is feeling via Consumer Confidence for April, while first quarter GDP releases Wednesday. In housing […]
More government stimulus is on the way, as Congress passed and President Trump signed into law the latest bill to help our struggling economy. Specifically, the bill includes more than $320 billion for the Paycheck Protection Program (PPP), which will help small businesses retain or rehire workers and will ultimately help the housing market. Funding […]
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How To Get Credit Ready for A Mortgage
How To Get Credit Ready For A Mortgage Are you …
Improve Your Home – Florida Legislature Opens The Door To Savings
In order to help strengthen their properties against hurricanes, up …
Have You Been Denied for a Mortgage?
Have You Been Denied for a Mortgage? Don’t miss out …
Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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