In order to help strengthen their properties against hurricanes, up to $10,000 in monetary relief from The My Safe Florida Home program is now available to eligible Florida homeowners. The My Safe Florida Home program, State officials hope to help Floridians prepare against hurricane, but also to protect them from being charged skyrocketing rates by […]
Have You Been Denied for a Mortgage? Don’t miss out on the home of your dreams! Now there are even more customized options to help you qualify for a mortgage. If you have a solid income and are self-employed, you may qualify for our Bank Statement program. If you have net worth and assets but […]
Investor Cash Flow Loans Tired of hard money rates? We may have an option for you. Dreaming of property purchases under a corporation or LLC? We’ve got you covered. Unlock the potential of your properties – cash-out refinances, purchases, you name it – with our tailored Investor Cash Flow Loans! No need for tax returns. […]
Bank Statement Loans Dreaming of a mortgage but worried about being self-employed? We’ve got the perfect fix! Traditional loans can be tough for self-employed individuals. But guess what? Our Bank Statement Loans are here to make your dreams a reality! No need for traditional tax documents or W-2s. These programs cater to those with unique […]
The Truth About Lending urges all Florida residents to write to their state representatives to appeal the recent decision of the Office of Insurance Regulation to all insurance carriers to hike up insurance rates. Right now is not the time to allow our homeowners or perspective homeowners to be affected by dramatic increases in insurance […]
View our Press Release on Modification Tips: The Truth About Lending provides free consultations for homeowners as questions loom over loan modifications. “I have the unfortunate experience of being an expert in this field during the crash in 2008. I have given honest and ethical advice on this matter for many years.” — Melinda Payan […]
Weekly Initial Jobless Claims will once again be a key data point to look for when it releases as usual on Thursday. The rest of the week is equally busy. On Tuesday, we’ll get a read on how the consumer is feeling via Consumer Confidence for April, while first quarter GDP releases Wednesday. In housing […]
You may be considering taking advantage of these historic low interest rates by refinancing your mortgage to lower your monthly payment, consolidate debt, save years of payments, or pull cash out for a cushion. The Mortgage Industry is doing an excellent job of processing transactions under shelter in place. But it’s more important than ever […]
The numbers are in for Initial Jobless Claims … and, as anticipated, they aren’t pretty. Initial Jobless Claims showed that 6.6 million individuals filed for unemployment benefits for the first-time in the latest week. This was much higher than most estimates and almost double the previous report. And these numbers will continue to climb, as […]
The Bureau of Labor Statistics (BLS) reported that there were 701,000 job losses in the month of March, which was much worse than expectations of approximately 150,000 losses. There are two reports within the Jobs Report, the Business Survey, where the headline job number comes from and the Household Survey, where the Unemployment Rate comes […]
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Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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