How To Get Credit Ready For A Mortgage Are you struggling with your credit score? Trying everything under the sun to raise that score but don’t see any progression? Here is some information on how to get that score up, and what lenders typically look for. In general, most lenders are looking for credit scores […]
The Truth About Federal Reserve and Your Home Loan Much recent news has been coverage of the Federal Reserve and the current interest rates. What does this all mean to the average homeowner? • The Federal Reserve and the Federal Open Market Committee (FOMC) can only control two short-term interest rates: The Discount Rate and […]
Have You Been Denied for a Mortgage? Don’t miss out on the home of your dreams! Now there are even more customized options to help you qualify for a mortgage. If you have a solid income and are self-employed, you may qualify for our Bank Statement program. If you have net worth and assets but […]
Investor Cash Flow Loans Tired of hard money rates? We may have an option for you. Dreaming of property purchases under a corporation or LLC? We’ve got you covered. Unlock the potential of your properties – cash-out refinances, purchases, you name it – with our tailored Investor Cash Flow Loans! No need for tax returns. […]
Cash Out Refinances Rates are the lowest they have been since February 2018. This is a great time for homeowners to make the most of their home equity and help improve fiscal health by using the funds to pay off credit cards, cover college tuition, finance a business or renovate a home. Self-employed? Suffered a […]
Bank Statement Loans Dreaming of a mortgage but worried about being self-employed? We’ve got the perfect fix! Traditional loans can be tough for self-employed individuals. But guess what? Our Bank Statement Loans are here to make your dreams a reality! No need for traditional tax documents or W-2s. These programs cater to those with unique […]
Seeking a Loan without Tax Returns or Income Proof? Look no further! Introducing Asset Qualifier Loans – your pathway to loan approval based on substantial assets and high net worth. Struggling with traditional loan criteria? No employment or income concerns? This is your solution to step into your dream home. Unlock homeownership possibilities. Refinance or […]
Condo Financing in South Florida This is a good news report but doesn’t discuss the problems with Fannie Mae financing, but it is still interesting to watch. BUYERS NAVIGATING CONDO FINANCING? Because of all the new condo changes with Fannie Mae here is what you should try to ask the association upfront regardless of the […]
The Truth About Lending urges all Florida residents to write to their state representatives to appeal the recent decision of the Office of Insurance Regulation to all insurance carriers to hike up insurance rates. Right now is not the time to allow our homeowners or perspective homeowners to be affected by dramatic increases in insurance […]
View our Press Release: “As the first generation American born in the US on my father’s side, I am proud to be at the spearhead of the initiative to educate the Hispanic community in South Florida and throughout the state.” — Melinda Payan DAVIE, FLORIDA, USA, AUGUST 13, 2020 – The Truth About Lending, residential […]
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Fed Raises the Fed Funds Rate 3/4 of a Point, But What Does That Mean to You?
The Truth About Federal Reserve and Your Home Loan Much …
Improve Your Home – Florida Legislature Opens The Door To Savings
In order to help strengthen their properties against hurricanes, up …
Have You Been Denied for a Mortgage?
Have You Been Denied for a Mortgage? Don’t miss out …
Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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