An escrow deposit is the deposit that is required to be made per the terms of the contract. This amount is negotiated with the terms of your offer. This indicates you’re serious about buying their home. Once the deposit is in, the money cannot be touched or moved without a written consent from both the […]
An escrow account is like a savings account that the mortgage company holds for you. It may be required for your loan. When you pay your mortgage payment a portion of the taxes and insurance are paid with your mortgage payment. This helps you allocate a portion of your total housing payment toward your annual […]
The difference between a FHA and Fannie Mae loans are that the FHA insured loan is a loan by The US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by a approved lender. These loans are designed for the borrowers who are unable to make a large down payment. Also, the FHA […]
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