The difference between a FHA and Fannie Mae loans are that the FHA insured loan is a loan by The US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by a approved lender. These loans are designed for the borrowers who are unable to make a large down payment. Also, the FHA […]
A debt to income ratio is a way for mortgage lenders to measure an individual’s ability to handle monthly payments. Every loan has a certain debt to income ratio that you cannot exceed. The banks use this figure as a guide to determine how much of your income goes towards expenses. To calculate your debt […]
If you would like to find out if a condo is on the Fannie Mae approved list, please click here. Join our Facebook group at facebook.com/groups/ttalending/ to hear the TRUTH about lending.
If you are looking for down payment assistance programs, here is an updated list for South Florida. Keep in mind some of these programs require you to go with designated approved lender, and that may not be us. We are The Truth About Lending, and we put consumer advocacy first! Down Payment Assistance Programs Florida […]
Thank you to all our valued clients for trusting us with your financing needs for the last 20 years. It is an honor to be a part of your lives. We will continue to strive to be the most honest and ethical mortgage company in the country. Consumer advocacy will always be our number one […]
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