UPDATE: 05.14.20 11:08 AM: The FHFA announces wonderful changes because of the industry pressure to assist consumers but still more help is requested to educate consumers regarding the process. Fannie Mae, Freddie Mac: Borrowers in forbearance can defer all missed payments until the end of their loan With nearly 4 million borrowers in forbearance on […]
View our Press Release on Modification Tips: The Truth About Lending provides free consultations for homeowners as questions loom over loan modifications. “I have the unfortunate experience of being an expert in this field during the crash in 2008. I have given honest and ethical advice on this matter for many years.” — Melinda Payan […]
The labor sector will be the main focus of the week, with several key reports ahead. First up on Wednesday, look for the ADP employment report for April, which will be followed Thursday by the latest Initial Jobless Claims figures. Friday, the big news will be the Bureau of Labor Statistics Jobs Report for April, […]
Weekly Initial Jobless Claims will once again be a key data point to look for when it releases as usual on Thursday. The rest of the week is equally busy. On Tuesday, we’ll get a read on how the consumer is feeling via Consumer Confidence for April, while first quarter GDP releases Wednesday. In housing […]
More government stimulus is on the way, as Congress passed and President Trump signed into law the latest bill to help our struggling economy. Specifically, the bill includes more than $320 billion for the Paycheck Protection Program (PPP), which will help small businesses retain or rehire workers and will ultimately help the housing market. Funding […]
It’s amazing to me, but, right here in Palm Beach County, there are over 129,587 residents who are currently renting but can afford to purchase a home. They are qualified to buy a home, so why wouldn’t they? Some people think that the housing market isn’t stable, but home prices in Palm Beach County are […]
It’s amazing to me, but, right here in Broward County, there are over 184,274 residents who are currently renting but can afford to purchase a home. They are qualified to buy a home, so why wouldn’t they? Some people think that the housing market isn’t stable, but home prices in Broward County are forecasted to […]
The Covid-19 Coronavirus has led to some challenging times for all of us. The Government has created the CARES Act to assist homeowners whose income may have been adversely impacted by the coronavirus. One of the components of the CARES Act is the possibility of mortgage forbearance. Forbearance is often misinterpreted. Many people are mistakenly […]
You have probably heard that the Federal Reserve, also known as the Fed, has cut interest rates to ZERO on the Fed Funds Rate. There is a big difference between the Fed Funds Rate, which can change day-to-day, and a Mortgage Rate, that can stay in place for 30-years. Mortgage Rates are normally based on […]
Right now mortgage rates are near the lowest levels we have ever seen. There’s a good chance that we may be able to refinance your current mortgage into a lower rate and save you a meaningful amount of money each month. But did you know that you can also use your mortgage as a vehicle […]
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Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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