You have probably heard that the Federal Reserve, also known as the Fed, has cut interest rates to ZERO on the Fed Funds Rate. There is a big difference between the Fed Funds Rate, which can change day-to-day, and a Mortgage Rate, that can stay in place for 30-years.

Mortgage Rates are normally based on Mortgage-Backed Securities, which have done very well, bringing Mortgage Rates towards historically low levels.

But recently, the turmoil in the financial markets has caused Mortgage Rates to rise a bit, even though the Fed has cut its rate.

I believe that there may be an even bigger opportunity to consolidate your debts, reduce years on your mortgage, and create wealth…all by keeping or reducing your current monthly payment.

Contact us so we can review your unique situation.