Shopping Around for Closing Costs

Shopping Around for Closing Costs

Can you shop around when it comes to getting a house? Many believe that you do not have this luxury. There are a lot more things that you can shop around with than you realize. For example, in regards the title work, or legal side of the mortgage process, you can choose the title company or title attorney. You are not forced to go with whoever your realtor or loan officer decides. You can shop around to see who is going to give you the most competitive fees. This component of the mortgage process is one of the areas where consumers can save the most money, and many do not realize it!

Another part of the mortgage process that you can shop around for is the survey. The survey is a determination of the boundary of your property. You have the freedom to shop around for the survey of your choice. With a survey, you could save $50-$75, which may not seem like a lot at first, but costs add up… especially when buying a house.

Other things that you can shop for include homeowner’s insurance. You can decide on whoever you want to provide your homeowner insurance, and we encourage our clients to do so in order to ensure they are getting the best deal possible. The bottom line is, you want to be sure that you are working with someone who is ethical and will provide you with the truth about this tedious process.

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