You Don’t Need A Large Down Payment to Buy A Home

You Don’t Need A Large Down Payment to Buy A Home

Buying a home is one of the biggest and most complicated purchases you will ever make, but that doesn’t mean you need a large down payment to do so. It is a common belief that you need to put 20% down to buy a home, however this isn’t the case. The truth is, there are plenty of programs out there that allow you to put no money down, or a little as just 3% down on your home! This of course is all dependent upon your credit score, income, and personal situation. On top of that, the seller can pay all or most of your closing cost if you negotiate that up front.

Utilizing these methods, many people can get into a house with the equivalent of what would have been first, last, and security on a rental, and do not realize they have the ability to do so. With so many options for people to chose from, there is no reason to feel as if you cannot get into the home you desire.

Contact us today to schedule a private consultation for your financing needs.

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