UPDATE: 05.14.20 11:08 AM: The FHFA announces wonderful changes because of the industry pressure to assist consumers but still more help is requested to educate consumers regarding the process. Fannie Mae, Freddie Mac: Borrowers in forbearance can defer all missed payments until the end of their loan With nearly 4 million borrowers in forbearance on […]
View our Press Release on Modification Tips: The Truth About Lending provides free consultations for homeowners as questions loom over loan modifications. “I have the unfortunate experience of being an expert in this field during the crash in 2008. I have given honest and ethical advice on this matter for many years.” — Melinda Payan […]
The labor sector will be the main focus of the week, with several key reports ahead. First up on Wednesday, look for the ADP employment report for April, which will be followed Thursday by the latest Initial Jobless Claims figures. Friday, the big news will be the Bureau of Labor Statistics Jobs Report for April, […]
Sunday, May 10 is Mother’s Day and if having brunch or dinner in-person with your mom this year isn’t possible, sharing a meal still is, thank to these tips from Martha Stewart for cooking a virtual meal together. First, pick a dish that utilizes pantry staples or easy to find ingredients and keep it simple, […]
In Review: Week of April 27th, 2020. A slew of economic data was released last week, giving us even greater insight into the pandemic’s impact on our economy. Most significantly, the latest Initial Jobless Claims showed that 3.8 million people filed unemployment claims during the week ending April 25, which was close to market estimates. […]
Weekly Initial Jobless Claims will once again be a key data point to look for when it releases as usual on Thursday. The rest of the week is equally busy. On Tuesday, we’ll get a read on how the consumer is feeling via Consumer Confidence for April, while first quarter GDP releases Wednesday. In housing […]
With the weather warming and schools still closed in many areas, you may be looking for some new backyard activities your kids can enjoy. Our friends at HGTV shared these ideas. Your kids can still enjoy the fun of camping, but safely in your own backyard. Set up a tent and bring all the usual […]
More government stimulus is on the way, as Congress passed and President Trump signed into law the latest bill to help our struggling economy. Specifically, the bill includes more than $320 billion for the Paycheck Protection Program (PPP), which will help small businesses retain or rehire workers and will ultimately help the housing market. Funding […]
March Retail Sales dropped 8.7% to the lowest read ever on record. Not surprisingly with all the store closings, sales plunged nearly 51% at clothing stores, 20% at department stores and 27% at furniture stores. Restaurants and bars also saw a 27% drop in sales, which will likely fall even more in April as many […]
Looking forward into this week, April 20th, 2020. Once again, weekly Initial Jobless Claims will be the key report to watch when it releases Thursday. If we see another week of 5 million Initial Jobless Claims filed, we will be at or near 20% unemployment. More housing news also follows, when Existing and New Home […]
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Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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