Can you shop around when it comes to getting a house? Many believe that you do not have this luxury. There are a lot more things that you can shop around with than you realize. For example, in regards the title work, or legal side of the mortgage process, you can choose the title company […]
At the Truth About Lending, we are licensed mortgage brokers rather than retail loan officers. What’s the difference? It means that we have many more options available for you and your family than if you were to go to a retail loan officer. A retail loan officer like a bank or somebody is working for […]
Are you a veteran trying to use your VA benefits? Unfortunately it is becoming common that banks take advantage of our brave veterans. In fact it is so bad, that it has become a national issue. If you’re looking for a very competitive rate and to perhaps save 1% on the interest rate that you […]
Is there actually a loan out there that has NO closing cost? A common myth within the mortgage industry is that there is something called a no closing cost loan. Despite what some say, this is not true. Regardless of whether there are lender fees or not, you still have costs that you must pay […]
What is a Home Equity Line? What are the pros and cons of a Home Equity Line versus a cash out refinance? Some of the pros for doing an Equity Line would be if you only need the money for a short-term basis. In addition to that, it is very quick, and there is hardly […]
One of the biggest myths within the mortgage industry is that you cannot get an FHA loan if you have owned a home in the last three years. However, that is not true. Even if you own a home right now and are selling that home in order to buy a new one, you can […]
There is a common myth out there in the mortgage industry that the Federal Reserve controls the mortgage rates. This myth is not entirely accurate. The way that mortgage rates are determined is by the activity in the 30-year treasury bond. The Federal Government controls 3 interest rates. With these rates that they have control […]
Did you know the state of Florida still has a huge problem with getting financing for condos? This is because Florida is the only state left in the entire country that is still subjected to these requirements that Fannie Mae and FHA put on us. A lot of times people feel like they need to […]
What is a clean energy assessment, and what pros and cons are associated with it? Is it better to use a clean energy assessment or a home equity line of credit? A person that is doing a clean energy assessment loan is looking to do improvements like windows, doors, roofs, and other things that help […]
Are you able to own two different homes with a VA loan? A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs. This program is exclusive to American Veterans, and current military members. A VA loan is very appealing since its purpose is to aid veterans in purchasing a […]
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Unlock the Secrets of Florida Mortgages. We’re excited to take your mortgage knowledge to the next level! With the ever-evolving landscape of real estate and financing, understanding Florida mortgages can be a daunting task.
That’s where Melinda comes in! With her expertise and passion, she’ll guide you through the ins and outs, ensuring you’re well-equipped to make informed decisions.
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